Home Inspections
No, but it’s always a good idea to get a home inspected before your buy it. Even if you feel confident about the condition of the home, a home inspector can find issues that you didn’t notice. This may give you the ability to negotiate a lower price, which is well worth the cost of a home inspection.
The cost of a home inspection depends on the size and age of the house, plus any add-ons like pools, external structures, etc. Generally, you can expect to pay about $400-$550 for a basic home inspection, not including any add-ons.
The buyer usually pays for a home inspection because it’s part of the “due diligence” of buying a home. However, the buyer may be able to negotiate for the seller to cover some of the costs of the home inspection as part of the “seller concessions”.
No. Home inspections are optional and not required for a loan. However a 4 Point inspection and Wind Mitigation is often required to retain insurance prior to mortgage approval.
Home inspections usually take about 2-3 hours depending on the size of the home. For larger homes, this process will take longer.
A home inspection report will be sent to you within 24 hours after the inspection, most reports are same day. The inspection report summarizes all of the major findings of the home inspection.
No. An appraisal is conducted by the bank and a home inspection is done by a privately contracted home inspector. An appraisal is required to get a loan, an inspection is not.
CAN’T FIND an ANSWER?
Send us a message, we’re happy to help!
Insurance Inspections
Insurance companies order inspections to get a clear picture of your home’s condition and any potential risks. It helps them make sure everything is safe, up to date, and properly valued—so they can offer the right coverage.
In Florida, this often includes things like a 4‑Point Inspection (checking the roof, electrical, plumbing, and HVAC) and Wind Mitigation (seeing how well your home can handle strong winds).
Overall, it’s their way of confirming your home is in good shape—and sometimes it can even help you qualify for discounts.
An insurance inspection is basically a quick check of your home to help your insurance company understand its condition and risks. Think of it as a “health check‑up” for your house.
For Florida homeowners, this often includes:
Wind Mitigation: Checks features like your roof shape, roof-to-wall connections, and impact protection to see how well your home can handle strong winds.
4‑Point Inspection: Looks at your roof, electrical, plumbing, and HVAC—just the essentials to make sure everything’s in good shape.
A 4‑Point Inspection is a quick check of the four major systems in an older home—roof, electrical, plumbing, and HVAC. Insurance companies use it to see the overall condition of these key areas and decide if the home qualifies for coverage.
During an insurance inspection, the inspector takes a close look at major systems in the home—typically the electrical, plumbing, and HVAC—especially if they need to go inside. They’ll also note any safety features you have, like smoke detectors, fire extinguishers, or security devices, to get a full picture of how well the home is protected.
A wind mitigation inspection is a quick assessment that shows how well your home is built to stand up to strong winds. An inspector looks at features like your roof shape, how the roof is attached, and whether you have impact‑rated windows or shutters. The better your wind‑resistant features, the more you can potentially save on insurance.
There is no “Pass or Fail” with a wind mitigation. You may however benefit from the inspection if you have certain components installed in your home.
Home Watch
Our home watch service is conducted by State Licensed Home Inspectors who are trained to recognize issues quickly. We are held to a higher standard than your typical home watch service having to meet insurance and continuing education requirements set by the State of Florida.
(The state of Florida does NOT require home watch services to hold a license.)
A vacant home is a vulnerable home! Too many things can and do go wrong while you are away. We always recommend weekly visits, although we do offer bi-weekly and monthly visits as well.
We also offer a pay per visit for permanent residents that have short/long term plans.
Every home visit will consist of a checklist report along with pictures of the property and will be sent to you that same day. You will receive a notification with a link to the report.
Our first priority is safety followed by identifying the problem and minimizing any further damage as a result. We will first attempt to consult with you, the homeowner. If we are unable to contact you directly we will take the appropriate action to minimize the problem. A full assessment report will be provided to you as well. Should an outside vendor be required to come to the property we will make sure that they have access to the property and that the property is secured upon departure.
We offer a storm prep service. This is an additional service where we would coordinate the installation and removal of window and door coverings before and after the storm. We would also make sure all is secure, bring any lanai furniture inside, and make sure there are no loose objects that could cause damage.
Cash, check or credit/debit cards. We also accept Zelle.
