four point inspection

what is a 4 point

The “four points” include the HVAC system, electrical system, plumbing system, and roof.

4 Point Inspection Insurance Risk

Why Do I Need A Four Point Inspection?

Insurance companies have become increasingly reluctant to issue Homeowner Insurance Policies.

Their common concern is that there may be conditions in a home that could become a liability to them. For instance, a home with a roof nearing the end of its reliable service life may fail while under the policy and the homeowner may seek reimbursement from their insurance company for damages to the home or its contents. Similar concerns extend to the condition of the HVAC, electrical and plumbing systems in a home. If these elements are in poor condition, in need of being updated or replaced or were improperly installed, they may fail and cause fire or water damage to a home.

Always start at square 1