Wind Mitigation Inspections: When’s The Right Time To Protect Your Home
A wind mitigation inspection is a vital step in ensuring your property is ready to face high winds and hurricanes. This inspection not only provides you with a peace of mind but can also significantly reduce your insurance premiums by verifying the storm-resilient features of your home. But how often should you get one, and what situations call for a new inspection?
the basics of a wind mitigation inspection
A wind mitigation inspection assesses your home’s features to determine how well it can withstand strong winds. Inspectors evaluate factors such as roof type, roof-to-wall connections, window and door protections, and other structural reinforcements.
Florida insurance regulations typically require wind mitigation inspections to be renewed every 5 years. Even if no major storms or damage occur within that timeframe, an updated inspection is necessary to maintain any insurance discounts tied to your wind mitigation report.
when to get a new wind mitigation inspection
Beyond the standard five-year renewal, there are other circumstances where you should schedule a new wind mitigation inspection:
Roof Replacement or Repairs: If your roof has been replaced or underwent significant repairs, you’ll need a new inspection to document the upgrades.
Installation of Hurricane Protection: Adding impact-resistant windows, storm shutters, or reinforced garage doors increases your home’s wind resistance and should be included in a new inspection report.
New Construction or Major Renovations: If you’ve recently completed a major renovation or built a new home, schedule an inspection to ensure all wind-resistant features are properly documented.
Changes In Insurance Requirements: If your insurer requests an updated wind mitigation report, it’s essential to comply to maintain your policy and potential discounts.
WHY KEEP YOUR WIND MITIGATION INSPECTION UP TO DATE
An outdated inspection report could cost you hundreds—or even thousands—of dollars in missed insurance discounts. Keeping your inspection current ensures your home’s features are accurately documented and that you’re maximizing your savings.
TRUST SQUARE 1 HOME INSPECTIONS
For reliable and professional wind mitigation inspections, trust Square 1 Home Inspections. Our certified inspectors are experts in assessing storm-resistant features and providing detailed reports to help you secure insurance discounts.
Contact us to schedule your Wind Mitigation Inspection with Square 1 Home Inspections today!