4 Point VS. Home Inspection: What’s The Difference?
When it comes to safeguarding your home investment, understanding the types of inspections available is crucial. Two common inspections are the four-point inspection and the full home inspection. Let’s explore the differences to help you make informed decisions.
4 POINT INSPECTION: THE ESSENTIALS
A 4-point inspection focuses on four major systems in a home:
- Roof: Is the roof in good condition or at risk of leaks?
- Electrical: Are the wiring and electrical panels safe and up-to-date?
- Plumbing: Are there leaks or outdated materials like galvanized pipes?
- HVAC: Is the heating and cooling system functioning properly?
This type of inspection is often required by insurance companies and is a picture ONLY inspection. It’s a quick, targeted evaluation that helps insurers assess risk before issuing or renewing a policy.
HOME INSPECTION: A COMPREHENSIVE REVIEW
A home inspection is a comprehensive examination of the entire property. It includes everything in a 4-point inspection, plus:
- Foundation and structural components
- Interior and exterior features (walls, ceilings, windows, doors)
- Attic and insulation
- Appliances and fixtures
- Drainage and grading around the property
A home inspection is ideal when buying or selling a home because it gives you a detailed report on the overall condition of the property. It’s an essential step in spotting potential problems before making a big investment.
WHICH INSPECTION DO YOU NEED?
The type of inspection you need depends on your situation, but sometimes you may need both!
- If you’re buying a new home, you’ll need a home inspection to get a detailed understanding of the property’s condition. This helps you spot potential issues and make an informed decision about your purchase. Additionally, most insurance companies require a 4-point inspection to ensure the home’s major systems (electrical, plumbing, roof, and HVAC) are in good shape before they’ll issue a policy.
- If you’re only securing homeowner’s insurance, a 4-point inspection is usually sufficient.
- If you’re selling a home, a pre-listing home inspection is a great way to identify and address any problems upfront, making the selling process smoother.
RELY ON SQUARE 1 HOME INSPECTIONS
At Square 1 Home Inspections, we understand how important it is to protect your investment. Whether you need a quick 4-point inspection for insurance or a thorough full home inspection, we’ve got you covered.
Our licensed and certified inspectors use cutting-edge technology to deliver detailed, easy-to-read reports. We treat every property as if it were our own, ensuring you have the confidence and peace of mind you deserve.
To schedule your inspection or learn more about our services, contact us today!
